Terms And Conditions
- 1. Customers can join the scheme any day of the year.
- 2. Existing members can enroll in multiple schemes.
- 3. KYC (Know Your Customer) verification is mandatory for membership.
- 4. Monthly installments must be paid once only each month. Discounts / bonus apply only if all installments are paid on time.
- 5. GST levied by government is compulsory for all schemes. GST to be calculated at the time of delivery or closing of the bill.
- 6. Payments can be made in cash, UPI, or through online options.
- 7. The membership card must be surrendered at redemption.Failure to surrender the card will result in cancellation of membership.
- 8. Late payments will postpone the redemption date.
- 9. If discontinued, money will not be refunded in any circumstances.
- 10. Rewards and discounts are forfeited if the scheme is discontinued early.
- 11. The scheme is valid only for purchasing jewellery (gold and silver).The scheme cannot be combined with other company schemes.
- 12. PAN Card and details to be provided if the amount per month exceeds by ₹10000 by the same party. And in such cases no cash transactions possible , only BANKING options.
- 13. Bonus cannot be given in terms of cash.
- 14. The scheme does not cover refunds or exchanges for cash or bullion.
- 15. Charges for making jewellery are additional to the scheme investment.
- 16. Management can reject applications without providing reasons.
- 17. Disputes during redemption are resolved based on management’s decision.Terms and conditions are subject to change at management’s discretion.